Last updated: 01/07/2025
These Terms and Conditions (“Terms”, “Agreement”) govern the use of the website located at https://www.fincohub.com (the “Website”) and the services provided by Fincohub Services Ltd (“Fincohub”, “we”, “us”, “our”).
By accessing or using the Website and the services we provide, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using the Website and services.
Acceptance of Terms:
By accessing or using the Website, you confirm that you have read, understood, and accepted these Terms and Conditions. If you are using the Website or services on behalf of a Fincohub or entity, you represent and warrant that you have the authority to bind that entity to these Terms.
1. Services Provided:
Fincohub offers a comprehensive range of accounting, auditing, tax consulting, and financial advisory services (“Services”) to individuals and businesses. Specific details about the services we offer are outlined on the Website. We reserve the right to modify, update, or discontinue any of our Services at any time, without prior notice.
2. Use of the Website:
You agree to use the Website solely for lawful purposes. You may not use the Website to transmit or post any content that is defamatory, offensive, infringing, or otherwise harmful or unlawful. Any violation of these Terms may result in the immediate termination of your access to the Website and/or Services.
3. Copyright and Intellectual Property:
The content, design, graphics, logos, images, and software provided on this Website are the intellectual property of Fincohub and are protected by copyright laws. No part of this Website may be reproduced, distributed, transmitted, or otherwise used without the express written consent of Fincohub. Unauthorized use of any content, software, or materials on this Website is prohibited and may violate copyright, trademark, and other laws.
“Fincohub” and other trademarks, service marks, and logos used on this Website are the property of Fincohub and are protected by trademark laws. Nothing on this Website grants any license or right to use any trademark, logo, or other proprietary information of Fincohub Services Ltd. without the prior written consent of the Fincohub. Unauthorized use of any trademarks or service marks is strictly prohibited.
By providing feedback, suggestions, or comments (“User Feedback”) to Fincohub Services Ltd, you acknowledge that such contributions will become the property of Fincohub. We are free to use, adapt, and distribute your feedback in any form and for any purpose, without any obligation to compensate you or credit you for the contribution. You confirm that your feedback does not violate any third-party rights, including intellectual property or privacy rights, and is compliant with all relevant laws. While we appreciate and value the input you provide, Fincohub is not obligated to respond to or act on any feedback received.
4. Privacy Policy and Data Protection:
Fincohub is committed to protecting your privacy and personal data. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated by reference into these Terms and Conditions. By using the Website or Services, you consent to the collection and use of your data in accordance with our Privacy Policy, including compliance with the General Data Protection Regulation (GDPR). You may view the full Privacy Policy at Privacy Policy – Fincohub
5. Disclaimers:
- No Financial or Tax Advice: The information provided on the Website is intended solely for general informational purposes and should not be construed as financial, tax, legal, or professional advice. While we strive to ensure the accuracy and relevance of the content, we make no guarantees regarding its completeness or timeliness. We strongly recommend that you seek expert advice tailored to your specific circumstances before making any decisions based on the information provided.
- Third-Party Content: The Website may contain links to third-party websites or content. Fincohub does not control or endorse any third-party websites and is not responsible for their content, accuracy, or privacy practices.
6. Limitation of Liability:
- General Limitation: To the fullest extent permitted by law, Fincohub and its employees, agents, and affiliates will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or Services, including but not limited to any loss of profit, data, or business interruption.
- No Liability for Third-Party Content: Fincohub is not responsible for any third-party content linked from the Website or any services provided by third parties. You use third-party links at your own risk.
- In some jurisdictions, the law may not allow the exclusion or limitation of certain types of damages. As a result, some or all of the limitations and exclusions outlined in these Terms may not apply to you, depending on your location. In such cases, Fincohub’s liability will be limited to the maximum extent allowed by the laws of the applicable jurisdiction.
7. Indemnity:
You agree to indemnify and hold harmless Fincohub, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, losses, damages, expenses (including legal fees), arising out of or in connection with your use of the Website or Services, your violation of these Terms, or your violation of any rights of another party.
8. Governing Law and Dispute Resolution:
These Terms are governed by and construed in accordance with the laws of Cyprus. Any disputes arising from or related to these Terms will be subject to the exclusive jurisdiction of the courts of Cyprus.
9. Changes to These Terms:
We reserve the right to modify, update, or amend these Terms at any time. When we make changes, we will update the “Last Updated” date at the top of this page. It is your responsibility to review these Terms periodically for any changes. Your continued use of the Website or Services after any changes constitutes your acceptance of the updated Terms.
10. Termination:
Fincohub Services Ltd reserves the right to terminate or suspend your access to the Website or Services at its sole discretion, without prior notice, if we reasonably determine that you have violated any of these Terms and Conditions, engaged in misconduct, or taken any action that threatens or disrupts the integrity, security, or functioning of the Website or Services. This includes, but is not limited to, breach of intellectual property rights, unauthorized use of the Website, or failure to comply with any applicable laws or regulations.
In the event of such termination or suspension, Fincohub Services Ltd may pursue all available legal remedies, including, but not limited to, seeking damages for any harm caused by the violation. The Fincohub reserves the right to claim compensation for any direct or indirect damages, losses, or costs incurred as a result of your breach, including, without limitation, legal fees, administrative costs, and any other expenses related to the violation or the suspension or termination of your access.
Upon termination or suspension of your access to the Website or Services, all rights granted to you under these Terms will immediately cease, and you will no longer be authorized to access or use any part of the Website or Services. Fincohub may, at its sole discretion, pursue further actions to enforce its rights under applicable law, including initiating legal proceedings for recovery of damages or other relief.
11. Disclaimer of Warranty:
The Website and Services are provided on an “as is” and “as available” basis. Fincohub does not warrant that the Website will be error-free, uninterrupted, or free from viruses or other harmful components. We disclaim all warranties, express or implied, including but not limited to the implied warranties of merchantability and fitness for a particular purpose.
12. Cookies:
We may use cookies and other tracking technologies to enhance your user experience and collect data about your usage of the Website. By continuing to use the Website, you consent to our use of cookies as described in our Privacy Policy.
13. External Links:
The Website may contain links to third-party websites. These links are provided for your convenience, and Fincohub does not endorse or control the content of these external websites. We are not responsible for the content, privacy policies, or practices of third-party sites. By accessing these links, you do so at your own risk.
14. Client Confidentiality:
We are committed to maintaining the confidentiality of your personal and financial information. We will not disclose any of your personal or financial data to third parties, except as necessary for the provision of our services, or as required by law or regulatory authorities. For more information, please refer to our Privacy Policy.
15. Client Obligations:
You agree to provide accurate, complete, and up-to-date information when using the Website or engaging our Services. You are responsible for ensuring that the information you provide is true and accurate. If we provide any tools, documents, or advice as part of the Services, you are responsible for verifying the accuracy of any information or document provided.
16. Force Majeure:
Fincohub will not be held liable for failure or delay in the performance of its obligations due to circumstances beyond our reasonable control, including but not limited to acts of God, fire, floods, pandemics, natural disasters, war, civil unrest, or governmental actions.
17. General:
- This agreement will be governed by and comply with all applicable laws. Nothing in this agreement limits Fincohub Services Ltd’ s right to follow legal or governmental requests related to your use of the service or any information we collect. If any part of this agreement is found to be invalid or unenforceable, it will be replaced with a valid provision that aligns closely with the original intent, and the rest of the agreement will remain effective.
- Unless stated otherwise, this agreement represents the complete understanding between you and Fincohub Services Ltd regarding the service (excluding any software with its own license agreement). It overrides any previous communications or agreements, whether in writing, electronically, or orally.
- A printed version of this agreement, including any notices sent electronically, can be used in legal or administrative proceedings just like original business records.
18. Feedback and Information: We welcome your questions or comments regarding the Terms. You can write to us via email: info@fincohub.com